Regulation of Online Payments in Zambia
Zambia’s government has not imposed guidelines for online payments in the country. Instead, banks adhere to the guidelines provided by the credit card companies themselves.
Visa requirements call for merchants to ensure that, at a minimum, the following customer details are collected:
- The card account number
- The name as it appears on the card
- The card expiration date as it appears on the card
- The cardholder’s statement address
MasterCard requires that merchants comply with the Payment Card Industry (PCI) Data Security Standard.
American Express recommends that merchants only ship to the cardmember’s billing address.
Pay Now Zambia Limited ‘DPO’, is a Licensed Payment Service Provider and is duly regulated by the Bank of Zambia (BoZ) under the Payment Systems Act 2007
Who can open an account with DPO?
Any travel-related merchant/provider or e-commerce merchant (hotel, airline, travel agent, tour operator, tour guide, etc.) can open an account immediately and start accepting online and mobile payments, enjoying DPO’s leading payment solutions.