Zambia Online Payments

DPO enables businesses in Zambia to grow. By Integrating DPO’s payment solutions, merchants in Zambia provide their customers with the best payment experience both online and offline.

DPO payment solutions for businesses in Africa include:

– In store and online payment processing of all currencies
– All payment modes offered in Zambia – mobile, cross border, PayPal and cards
– Highest level of security with ground-breaking acceptance rate of over 90% for local and global cards and mobile payments
– Easy B2B payments via merchant account and the DPO Card
– Instant Settlements, Instant cash advances and prepaid cards for purchases globally
– A FREE online shop, ready for sales within 72 hours

DPO’s online payments services in Zambia allow businesses to increase revenue through easier transactions, and to cut costs by reducing fraud and risk-related loss through DPO’s cutting-edge fraud prevention systems.
The DPO processing and payment gateway platform is the one-stop-shop for businesses in Zambia for all financial management.

We work with the following providers to support mobile payments:
  • Mobile Operators Coming Soon
The leading bank in Zambia:
  • Stanbic
  • Airlines
  • eCommerce
  • Hospitality
  • Insurance
  • Internet Service Providers
  • Restaurants & retail
  • Retail
  • Schools
  • Travel
  • More...
Which payments forms you’ll be able to accept?
  • Airtel
  • American Express
  • Mastercard
  • Mopesa
  • MTN
  • PCI
  • Tigo
  • Visa
  • Vodacom
Which currencies you’ll be able to accept?
  • All currencies

Regulation of Online Payments in Zambia

Zambia’s government has not imposed guidelines for online payments in the country. Instead, banks adhere to the guidelines provided by the credit card companies themselves.

Visa requirements call for merchants to ensure that, at a minimum, the following customer details are collected:

  • The card account number
  • The name as it appears on the card
  • The card expiration date as it appears on the card
  • The cardholder’s statement address

MasterCard requires that merchants comply with the Payment Card Industry (PCI) Data Security Standard.

American Express recommends that merchants only ship to the cardmember’s billing address.

Pay Now Zambia Limited ‘DPO’, is a Licensed Payment Service Provider and is duly regulated by the Bank of Zambia (BoZ) under the Payment Systems Act 2007

Who can open an account with DPO?

Any travel-related merchant/provider or e-commerce merchant (hotel, airline, travel agent, tour operator, tour guide, etc.) can open an account immediately and start accepting online and mobile payments, enjoying DPO’s leading payment solutions.


Zambia Office

Pay Now Zambia Limited
2nd Floor, Regus Arcades, Lusaka, Zambia

TEL: +260 211 388 729

Ready to start accepting all payment modes and options? Contact us today!

Contact Us: Existing Merchants

The Freedom To Pay and Get Paid in Zambia

Contact Us: Existing Merchants

Register Here: New Merchants